Cocoa Beach Regional Chamber of Commerce

Proud member of the Cocoa Beach Regional Chamber of Commerce. We've been providing expert financial advice to Individuals, businesses, local/regional government workers, government employees and Federal Employees nationwide for over 25 years. Learn more about us.


Financial Vehicles is a DBA of Plan America Financial Services, Inc. headquartered Lake Mary, Florida. Government Personnel Benefits Group is a division of Plan America Financial Services, Inc. Our experienced financial advisors have been providing expert financial advice to individuals, businesses and government employees for over 25 years.

Government Personnel Benefits Group (GPBG), Armed Forces Benefits Network (AFBN), and Government Personnel Advisory Group (GPAG) are three affiliate companies of the Consolidated Financial Group of Companies with Offices, Service Centers and Representatives throughout the United States.

Government Personnel Benefits Group (GPBG) is an affiliate of Consolidated Financial Group dedicated to the financial security of federal, state, county and local government employees throughout the United States. GPBG helps government employees reach a full understanding of their many employee benefits by providing practical knowledge they can use to build a solid financial plan. We do this by conducting individual benefit consultations and group workshops free of charge or obligation.

Armed Forces Benefits Network (AFBN) is an affiliate of Consolidated Financial Group comprised of a team of financial professionals to promote the financial welfare of active duty military service members, their dependents, and DOD employees of the Federal Government. The majority of our representatives are CTEC (CA Tax Institute) certified tax professionals recognized by the U S Treasury / Internal Revenue Service. AFBN also provides free tax preparation for service members at our Service Centers throughout the United States:  

Government Personnel Advisory Group, LLC (GPAG) is an affiliate of Consolidated Financial Group that provides comprehensive financial planning and Fee Only investment advice to all employees of the federal government as well as state, county and local government employees. The financial planning services include, retirement planning, investment planning, risk management and insurance, education planning and tax planning.

Plan America Financial Services, Inc. is an affiliate of Consolidated Financial Group. Plan America's specialty is retirement income planning for small businesses, individuals and other non-government individuals.

Our Team Members

Richard G. Easterbrook, CFP®, President & CEO
With over 25 years in the financial services industry, Dick and his team of financial professionals have helped thousands of people reach their financial potential. With a passion for helping others succeed, his customized approach capitalizes on years of industry experience and remains a top choice for those wanting to remain financially stable during tough economic times. Turning challenges into opportunities, Dick has seen his clients make their dreams a reality by following his conservative, yet modern approach.

 Toll-Free (800) 839-9248
 Connect with Dick on Linkedin

Ginger Staples, Marketing Director
With over 15 years of insurance experience, Ginger manages our inbound marketing efforts by reaching audiences through social media, web and print media advertising. With a focus on effectively communicating to a variety of audiences, her ultimate goal is to educate consumers on the importance of saving for retirement and making smarter financial decisions. That goal is being reached one hashtag and blog comment at a time. Want to join Ginger in the online community? Be sure to follow us in social media.
 Connect with Ginger on Linkedin

Adam Smith, Software/Web Engineer, IT
Adam is our team's software and web programmer and coder. By providing cutting-edge systems, tools, and reports, Adam works to provide our home office, clients, agents and financial advisors with real-time information for making important and time-sensitive decisions. Our customized approach to serving customers with accurate information requires top-notch technology solutions. Adam's work helps us accomplish that goal.

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Contact us

801 International Pkwy., Suite 500
Lake Mary, FL 32746
 (800) 839-9248

Royal Fund Management
Investment Advisory Services offered through Royal Fund Management, LLC. For full disclosure, visit their website at